Will vs LPA: what each does (and when you need both)
We get this one a lot. A Will says what happens after you die. An LPA (Lasting Power of Attorney) lets people you trust help while you’re alive if you can’t make decisions. Different jobs. Both important.
What a Will covers
- Who gets what (and who doesn’t)
- Guardians for children
- Executors to sort the paperwork
- Funeral wishes and specific gifts
Plain English tip: If you don’t write a Will, the intestacy rules decide. They’re not mind-readers.
What LPAs cover
Two types:
- Property & Finance LPA – banking, bills, pensions, selling a property.
- Health & Welfare LPA – care, medical treatment, where you live.
Key point: LPAs work only while you’re alive and become obsolete……….
When you need both
- You want life to run smoothly now (if needed) and your wishes followed later.
- You’d like to save family from court delays and stress.
- You own property, have children, or just prefer order over chaos.
Common myths—busted
- “My spouse can automatically decide for me.”
Not always. Banks and doctors usually need an LPA. - “I’ll make a Will when I’m older.”
Also unpredictable. (We prefer paperwork to guesswork.)
Ready to sort it? Book a free chat. We’ll explain everything in 15 minutes, no jargon.
FAQ (short)
Do I need a Will if I have an LPA? Yes—different purposes.
Can I choose different people as attorneys and executors? Absolutely.
How long does it take? Drafts usually in 24–48 hours once we have details.
CLICK HERE to read our full F.A.Qs.
